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FinancetechLATAM
ENES
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Five business units · One operating partner

The financial back office behind Mexico's growing companies.

Collections, credit, accounting, tax, technology and advertising — run by one team, measured on one scorecard, audited to international standards.

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See collections results
PORTFOLIO UNDER MANAGEMENTIllustrative
$1.84B MXN
+18.4% year over year
Q1Q2Q3Q4Q1Q2Q3Q4
21yrs
Operating across Mexico and LATAM
680+
Corporate and SMB clients
94%
Annual client retention
9
Countries with active operations
BUSINESS UNITS

Five specialities you'd normally hire five vendors for.

They share data, governance and reporting — which is why the result lands on a single dashboard.

01 — C&C

Collections & credit services

Early-stage, extrajudicial and legal recovery, with portfolio scoring and omnichannel contact.

72%
Recovery, 0–90 days
14d
Avg. days to first payment
02 — FINTECH

Financial technologies

Collections, reconciliation and payment platforms wired into your ERP and local banking rails.

03 — ACCOUNTING

Accounting & tax services

Monthly bookkeeping, SAT compliance, payroll and tax defence.

04 — INTERNATIONAL

International operations

Entity setup, transfers, cross-border compliance and recovery in nine countries.

05 — ADVERTISING

Advertising & brand

Customer acquisition for financial services, measured through to collected revenue.

PERFORMANCE

What an average client sees in twelve months.

Illustrative benchmark data. Results vary by portfolio type and sector.

Collections recovered per month

MXN M

Managed portfolio vs. sector average

JANMARMAYJULSEPNOV
Financetech-managed
Sector average

Client retention

Contracts renewed, 2025

94%
renewed
+112
New clients
4.6yrs
Avg. tenure

Recovery rate by portfolio age

Share of balance recovered

0–30 days86%
31–90 days72%
91–180 days54%
181–360 days37%
360+ days19%

Cost per finance function

In-house team vs. outsourced operation

100
68
59
In-houseYear 1 with usYear 2 with us

Base 100 = fully loaded in-house cost, including payroll, licences and audit.

Process efficiency

Monthly close5d
Auto-reconciled entries91%
Portfolio contact rate78%
Audit findings0
HOW WE WORK

Four weeks from assessment to live operation.

01

Assessment

We review your portfolio, accounting processes and tax obligations, and hand back a measurable baseline.

02

Operating design

We set SLAs, governance, escalation paths and the dashboard you'll hold us to.

03

Integration

We connect ERP, CRM and banks, and migrate historical data without pausing collections.

04

Run & review

Weekly reporting, a monthly committee and quarterly target resets.

Start with the portfolio you already have.

Send an anonymised extract and we'll return a recovery projection within five business days.

Register my company
Recovery projection by ageing bucket
Cost comparison against your in-house operation
Tax and compliance risk review
No cost, no obligation to sign